Categories
bank news

MILEGA 30% JYADA PENSION

HELLO DOSTON

Aaj ham bat karenge pension ke samband me or janenge kisko milega 30% jyada pension ,or kab melega ye pension ,

aaiye jante hain

KISKO MILEGA YE PENSION

kendriy vit mantri nirmala sita raman ne kaha hai ki sarkari bank ke karmchari ke aasrito ko milega ye 30% jyada pension ,

KAB MILEGA YE PENSION

kendriy vit mantri ke anusar sarkari bank ke karmchri ke mrityu par uske pariwar ko milne wali pension me antim tek home salary ke 30% tak badhi gyi hai

dhnywad

Categories
bank news

SHARE MARKET

HELLO DOSTON

Abhi hm bat karenge aaj close huye market me sensex ,nifty,bank nifty, midcap ke bare me kaisa hal raha aaj insab ka sath hi janenge aaj ke rupay ki sthiti ke bare me ,

aaiye jante hain

SENSEX – aaj jab market open hua to sensex apne kal ke close 55,958.98 se karib 68 point aage 56,067.06 par khula,

joki close hote samay apne badhat ko banakar nahi rakh paya or karib 100 point niche girkar 55,944.21 par close hua,

NIFTY 50 – AAJ nifty 50 apne kal ke close 16,624.60 se aage karib 30 point ki badhat banakar 16,654.00 par open hua ,

aaj jab market close hua to nifty 50 apne morning ke price se 20 point niche 16,634.65 par close hua,

BANK NIFTY – AA j jab market open hua to bank nifty 35,768.85 par khula jo apne pichle close 35,712.10 se 55 point aage khula,

wahi jab market close hua to bank nifty open price se 182 point niche girkar 35,586.25 par close hua,

MIDCAP – kal close hua 27,276.70 par or aaj ja market open hua to karib 136 point aage badhkar 27,413.00 khula ,

jab market close hua to midcap open se 50 ank niche 27,363.05 par close hua,

RUPAY – AAJ jab market open hua to rupay dollar ke mukable 1 paise kamjor hokar 74.20 par open hua,

or agar kal ka dekhe to 2paise ki badhat ke sath 74.19 par close hua ,

wahi aaj jab market close hua to dollar ke mukable rypay 5 paise kamjor hokar 74.24 par close hua,

dhnywad

Categories
bank news

SHARE MARKET

HELLO DOSTON

Abhi hm bat karenge aaj 24/08/2021 close huye market ke bare me ,nifty bank nifty, sensex, midcap ,rupay ke bare me ,

aaiye jante hain –

SENSEX- Aaj jab market close hua to sensex 55,958.98 par close hua,

aaj jab market open hua to sensex 55,647 .11 par open hua jo ki kal ke close huye market me sensex 55,555.79 se aage open hua,

BANK NIFTY – Aaj jab market close hua to bank nifty apne kal ke close 35,124.40 se 76 point aage 35,200.75 par open hua,

or jab market close hua to bank nifty apne open se 512 point aage 35,712.10 par close hua,

NIFTY 50 – Aaj jab market open hua to nifty 50 apne kal ke close 16,496.45 se 65 point aage 16,561.40 par open hua,

or jab market close hua to nifty 50 open se 63 poin badhat banate huye 16,624 par close hua,

MIDCAP – Aaj jab market open hua to midcap apne kal ke close 26,892.70 se aage 25 point aage badhate huye 27,017.95 par open hua ,

aaj jab market close hua to midcap 260 POINT ki badhat banate huye 27,276.70 par close hua,

RUPAY – Dollar ke mukable aaj rupay 2 paise ki badhat ke sath 74.19 par close hua,

aaj jab market open hua to rupay dollar ke mukab le 11 paise badhat ke sath khula tha ,

or monday ko market closing ke samay 74.21 par close hua tha.

dhnywad

Categories
bank news

SHARE MARKET

HELLO DOSTON

Abhi bat karenge aaj 23/08/2021 ko close huye share market ke bare me ,nifty,bank nifty, sensex, or dollar ke bare me, share market ke utar chadhav ke bare me ,

aaiye dekhte hain

SENSEX -aaj jab market open hua to sensex 55695.84 par open hua

joki apne pichle friday ke close 55,329.32 se aage badhkar opeen hua,

aaj jab market close hua to sensex apne open bali badhat ko bana kar nahi rakh payi or 55,555.79 par close hua,

NIFTY 50 – aaj jab market close hua to nifty 50 16,496.45 par close hua,

jo ki aaj ke apne open ke price 16,592.25 s niche close hua,

wahi bank nifty friday ko 16,450.50 par close hua tha ,

BANK NIFTY – Aaj market me bank nifty ka open price 35,424.20 raha,

joki apne friday ke close 35,033.85 se 400 poin aage khula,

aaj jab market close hua to bank nifty 35,124.40 par close hua,

MIDCAP- midcap open price- 27,380.80

midcap friday close price 27,124.75

midcap today close price 26,892.70

RUPAY – dollar ke mukable aaj rupay 18 paise majbut hokar 74.21 par close hua,

jabki open hua dollar ke mukable 12 paise majbut hokar 74.27 par ,

friday ko close huye market me rupay dollar ke mukable 15 paise kamjor hokar 74.39 par close hua tha,

dhnywad

Categories
bank news

BANKING WORK CHARGE

HELLO DOSTON

AAj hm bat karenge bank dwara lagaye gaye bibhinn charge par,

kis banking subidha par kitna charge lagta hai,

aaiye dekhte hain – kya aapko malum hai ki bank ke or se jari kiye gye apne anek subidhao ke abaj me kuch sulk leta hai,lekin bahul logon ko in sulk ke bare me kuch bhi pata nahi hota hai or wo apne paise kaise kat gye iske liye bank ka chakkar lagate rahate hai, to aaj hm isi ke bare me bat karenge,

MINIMUM BALANCE NAHI RAKHNE PAR CHARGE

BANK dwara aapke khata me kam se kam balance rakhne ki ek sima tay kar rakhi hai, jisme minimum balance ki limit city or gramin ke liye alag alag hai,

minimum balance nahi rakhne par bank kam se kam 100 rupay apne grahak se basulte hain,

ATM TRANSACTION CHARGE

BANK apne grahakon ko apne atm trasaction ke liye kuch transaction par chhut diya hai jo city or gramin ke liye alag hai ,

home atm ke alawa any bank ke atm se transaction par bhi chhut hai,

lekin jab aap chhut se jyada transaction karte ho to aapko charge dena parega,or ye aapke account se kat jata hai, sath hi 1august se ye sulk badha bhi hai jaise sbi apne grahkon se limit se jyada transation par 15 + gst par transation leta hai,

Bank ke atm se hr month 5 free transaction or uske bad 20 rupay per transaction lagega.

ATM CARD MAINTENANCE CHARGE

BANK apne grahkon se atm maintenance charge bhi leti hai,

CASH TRANSACTION CHARGE

AB har bank apne grahkon ko cash transaction ki subidha ko har mahine ke liye tay kar rakha hai jaise sbi me aap par month 4 se 5 transaction kar sakte hain,

limit se jyada par aapko alag se charge dena hota hai ,

alag alag banko ka alag alag charge ho sakta hai ,lekin sarkari banko me ye charge 20 se 100 rupay tak ho sakta hai,

FUND TRANSFER CHARGE

AB har bank apne grahkon se fund transfer charge basulti hai,

jaise NEFT,RTGS free hai lekin IMPS transaction par kuch charge lagta jo ki transfer rashi ke anusar hota hai,

DOCUMENTATION CHARGE

KAI bank apne grahkon se document ke liye bhi charge leti hai,

ACCOUNT STATEMENT CHARGE

KAI BANK apne grahak se account ka statement charge bhi basulti hai,

isme agar aapko pichle kuch mahino ka agar aap ko statement ki jarurat hoti hai to bank aapse uske liye kuch charge leti hai,

DUPLICATE PASSBOOK BANBANE KA CHARGE

AGAR aapka pasbook kho gya hai or aap duplicate pasbook banbana chahte ho to iske liye bhi bank aapse such fine basulte hai,ye har bank ka alag- alag hota hai ,

OR LAST ME

BANK apne grahko se ab har subhidha ke liye sulk basulti hai ,to agli bar agar aapka paisa katta hai to aap jan sakte hai ki bank ne koi fine liya hoga ya sulk kata hoga to aap bank jakar pata kar sakte hai kis subidha ke labh ko aap le rahe hain or bank ne kaun sa sulk liya hai,

dhanywad

Categories
bank news

SUKANYA SAMRIDHI YOJNA

AAJ ham janege sukanya samridhi yojna ke bare me ,is yojna ka labh lene ke liye kya kya chahiye ,kin document ki jarurat hoti hai , kitne sal tak ye yojna chalta hai, is yojna ko lene se kya labh hoga,

aaiye dekhte hain-

SUKANYA SAMRIDHI YOJNA KE LABH

SUKANYA SAMRIDHI YOJNA ke waise to kai fayde hai ,isme aapki beti ki education se lekar sadi tak ke sabhi kharche pure ho sakte hain,

is yojna me 7.6 % ka salana interest milta hai,

is yojna ke madhayam se aapko income tax niyamo ke tahat 1.5 lakh tak ki tax chhut milti hai,

isk

isme aap har sal 1.5 lakh rupay ka nivesh kar tax me chhut pa sakte hain,

is par milne bala riturn bhi tax free hota hai.

SUKANYA SAMRIDHI YOJNA, KISKE LIYE HAI YE YOJNA

Ye yojna sirf betiyon ke liye hai.

SUKANYA SAMRIDHI YOJNA KA KIS UMRA TAK LABH LE SAKTE HAI ?

betiyon ke padhai se lekar sadi tak yani 21year tak ise yojna ka labh le sakte hain ,

YA KIS UMRA TAK ISME BETIYON KA KHATA KULWA SAKTE HAI ?

Sukanya samridhi yojna ke antargat aap apni betiyon ka account uske paida hone tak se lekar 10 year tak ( 0- 10 year) tak hi ACCOUNT khulwa sakte hai,

IS YOJNA KE ANTERGAT MINIMUM KITNI RASHI SE KHATA KHULWA SAKTEN HAI ?

IS account ko salana 250 rupay minimum se khulwa sakte hain,

KHATA khulwate vakt kam se kam 250 rupay lagenge,

isme pahle 1000 rupay salana tha,

SUKANYA SAMRIDHI YOJNA ME MAXIMUM LIMIT KYA HAI

isme salana 1.50 lakh tak maximum limit hai or ye tax free hai,

YE KHATA KIS JAGAH KHULWAYA JA SAKTA HAI ?

APNI beti ka account sukanya samridhi yojna ke tahat BANK YA POST OFFICE me se kidhar bhi khulwa sakten hain,

IS YOJNA ME RUPAY NIKALNE KE KYA PROCESS HAIN ?

Isme aap apni betiyon 18 year ke hone ke bad 50% rupaye nikal sakte hai jo ki padhai ka kharcha pura karega,

banki paisa 21 year ke bad nikal sakte hain,

IS YOJNA ME KHATA KHULWANE KE LIYE KIN DOCUMENT KI JARURAT PARTI HAI ?

SUKANYA SAMRIDHI ACCOUNT kholne ke liye aapko apni BETI KA JANM PRAMAN PATRA or

mata ya pita ka bhi document lagega jisme unka ,AADHAR CARD, PANCARD, jo account khulwane me jarurat hoti hai,

KITNE YEAR TAK PAISA JAMA KIYA JA SAKTA HAI ?

SUKANYA SAMRIDHI account khulwane ke bad aapko isme 15 year tak regular nivesh karna hoga ,

6 year tak interest milta rahega ,

or sukanya yojna ka samay pura hone ke bad aapko pura paisa mil jayega

SDHYAN DENE BALI BATEN – JISSE AAPKA SUKANYA YOJNA ACCOUNT SAHI SE CHALTI RAH E OR AAPKO USKA PURA LABH MILE

Is yojna ko chalu rakhne ke liye iski minimum kist ko regular rakhna parta hai nahi to aapka account samridhi yojna se saving account me badal jata hai,or uspar 4% ka interest milne lagta hai,

jise bad me niyamit kartwane par aapko salana 50 rupay fine bharna parta hai,or suknya yojna fir se regular ho jata hai or uspar 7.6% interest milne lagta hai

OR last me

ye yojna betiyon ke liye bahut hi acchi yojna hai isse education se sadi tak ka khrcha aap isse mainten rakh sakte ho,agar aap ek uchit rashi regular jama karte ho ,or apne account ko mainten rakhte ho

dhnywad

Categories
bank news

15 AUGUST SE BADLENGE BANK KE YE NIYAM, KYA HAI PPS

HELLO DOSTON

Aaj bat karenge bank ke niyam ke bare me jo 15 august se badlne bale hain isse hamare upar kya asar hoga ,hme ye niyam kis tarah prabhabit karega,

Aaiye jante hain –

RESERVE BANK OF INDIA ne check ke jariye hone bale froud ko rokne ke liye positive paymenet system ko lekar guidline jari kiya tha ,

ise 1 january se lagu bhi kar diya gya hai ,RBI ne banko se kaha kin50,000 rupay ya isse jyada ke rakam ke check jari karne wale sabhi account holders ke liye ye subidha ko lagu kiya jayega,

check ke jariye hone bale froud ko rokne ke liye rbi ne PPS lagu kiya hai,

kai bank ne apne grahkon ko sms bhi bheja hai .

PPS ke tahat check ke jariye amount ke payment ke liye bank ko kuch jankariyan bhejni hoti hai,

1 january se lagu huye niyam ko 15 august se aniwary kar diya gya hai ab is niyam ka palan karna aniwary hoga,

bank ne apne grahkon ko sms bhejkar bataya hai ki 15 august se pps lagu kar diya jayega,

KYA HAI POSITIVE PAYMENT SYSTEM (PPS)

Positive payment system ek automated froud detection tool hai,

rbi ne pps niyam ko is liye laya ki check froud ko roka ja sake ,

IS system ke jariye farji check ke jariye hone wale froud par kabu paya ja sake ,

KAISE KAM KAREGA PPS ?

PPS niyam ke anusar jab koi bhi check jari karega to use apne bank ko puri detail deni hogi . isme check jari karne wale ko SMS,INTERNET BANKING,ATM,YA MOBILE BANKING ke jariye electonicaly check ki date ,benifisyari ka nam ,account no, total amount avm any jankari bank ko deni hogi,

Is system se check payment surakshit hoga, or time bhi kam lagega,

dhnywad

Categories
bank news

SHARE MARKET

HELLO DOSTON

Abhi bat karenge aaj close huye share market ke bare me nifty, bank nifty sensex ,midcap ka kya hal raha ,rupay ne dollar se badhat banai ya badhat gawai ,

aaiye jante hain-

SENSEX – Aaj jab market open hua to sensex 54,911 par open hua, jo ki kal ke close 54,843.98 se aage raha,

aaj jab market close hua to sensex badhat banate huye 55,437.29 par close hua,

NIFTY 50 – AAJ jab market open hua to nifty 50 16385.70 par tha jo ki kal ke close se karib 21 point aage tha kyonki kal market 16,364.40 par close hua tha,

lekin aaj jab market close hua to nifty 50 or high banate huye 16,529.10 par close hua,

BANK NIFTY – bank nifty aaj open hua 36,000.75 par,

jabki kal bank nifty close hua tha 35,937.05 par,

aaj jab market close hua to nya high banate huye bank nifty 36,169.35 par close hua,

MIDCAP – kal ke close huye market me midcap 27,684.00 par close hua tha ,

aaj jab market open hua to midcap apni badhat banate huye 27,756.70 par open hua,

lekin aaj jab market close hua to midcap apni badhat ko barkarar nahi rakh paya or open se bhi nichale point 27,600.10 par close hua,

RUPAY – rupay aaj dollar ke mukable 1 paise majbut hokar 74.25 ke star par close hua,

lekin aaj jab market open hua to rupay 1 paise kamjor hokar 74.27 ke star par open hua,

jabki kal jab market close hua to rupay 18 paise majbut hokar 74.26 ke star par close hua tha,

thanywad

Categories
bank news

ATM ME CASH NAHI TO JURMANA RBI

HELLO DOSTON

aaj hm bat karenge ATM se sambandhit vishay par aksar ham log jab atm jate hain to atm me cash nahi rahta hai or hame dusre tisre atm me jana parta hai ,cash ke liye jo ki bahut hi galat asar dalta hai, or aaj kal bank or atm apne sab work ke liye paisa hm aap jaise grahkon se hi leta hai ,

aise me agar unki sewayen achhi nahi rahegi to ye bibhinn tarah ke sulk kyon ? atm me cash kyon nahi inhi baton ko dhyan me rakhte huye RBI kuch niyam bana rahi hai …

aaiye dekhte hain RESERVE BANK OF INDIA ne ATM ki manmarjiyan band karne ke liye kuch niyam banane ja rahi hai,

jisme agar ATM me agar cash nahi hai to atm par jurmana lagega,

RBI ne kaha hai ki ATM me paisa nahi rahne se ATM ka kam kaj prabhabit hota hai or iske karan logon ko kafi dikkaton ka samna karna par raha hai, isliye BANK ko is bat ka dhyan rakhna hoga ki unke ATM cash rahe ,

RBI ne ye bhi kaha hai ki agar koi bank is niyam ko nahi manta hai to us par penalty lagai ja sakati hai,

RESERVE BANK OF INDIA ne kaha hai ki agar kisi bank ke ATM me 1 month me 10 ghante se jyada samay tak cash nahi rahta hai to ATM par 10,000 rupay tak jurmana lagaya ja sakta hai,

RBI yh niyam 1 OCTOBER 2021 se lagu karne ja rahi hai ,

Jisse ki atm ka kam kaj sahi tarike se chale ,logon ko paresaniyo ka samna na karna pare ,

dhanywad

Categories
bank news

PNB ME ONLINE ACCOUNT KAISE KHOLEN

HELLO DOSTON

Aaj ham bat karenge PNB bank me online account kaise khulwaye ?

account khulwane me kya kya lagta hai ?

ham kis tarah online pnb bank me aaccount khol sakte hai ?

AAJkal ham bank ka bahut kam bank ka, bina bank jaye kar sakte hai ,

aap bina bank jaye bank me khata ya account khulwa sakte hai ,

to aaj hm bat karenge pnb bank me online khata kaise khulwayen ?

PNB bank me online account khulwane ka prosses bahut aasan hai,

is tarah ka subidha to or kai bank me maujud hai,

any bank ka dusre din aaj ham bat karenge pnb me account online kaise khulwayen

pnb bank me khata ya account klhulwane ke liye kya kya chahiye niche diye gye hain,

mobile number jo aadhar se jura ho,

aadhar card,

pancard orignal,

ab khata ya account online khuwane ke liye

niche prosses diye gye hain ,

1)sabse pahle aapko https://onlinesb.pnbindia.in/ par jana hoga ,

uper diya gya website pnb bank ka adhikarik website hai,

2) website par jane ke paschat apply for saving account par click karna hai,

3) or do option me se ,power savings account/unnati savings accounts me se kisi ek ko chunna hoga , dono tarah ke account me alag alag fayde hai ,jankari ke liye padh len jo achha lage uska chunaw kare,

4) iske bad ek form ayega usko padhkar agree par click karna hai, or proceed par click karna hai,

5) apna mobile number or email id dalen ( mobile no. jo aadhar se link ho) proceed par click karen,

6) aapke mobile par ek OTP ayega ese inter kare or verify or proceed par click karen

7) iske paschat jo page open hoga usme aadhar card or pan card ka detail dalna hoga or niche diye gaye box me check mark karna hoga or proceed par click karen,

8) Or fir se ek OTP aayega ,ise inter karen or verify or proceed par click karen,

9) iske bad kuch or aapse juri details aapko yanha bharni hogi or idhar aap service bhi select kar sakte hain,

10) Or last me aapko ek video KYC pura karna hoga jisme company ke representative ke dwara ye KYC ka video call pura karenge ,

or aapka account pnb bank me khul jayega

dhnywad