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F D SE JURA NIYAM BADAL GYA HAI ,KYA AAP JANTE HAIN ?

HELLO DOSTON

AAJ ham janenge sarkar ne kaun se fix deposit se jure niyam ko badla hai,isse ham logo par kya asar parne wala hai, kya hai ye niyam ?

aaiye dekhte hain –

Ye khabar har khata dharak ke liye ati aawasyak hai aapka account sarkari bank me ho ya privete bank me ye niyam sab bankon ko par lagu hoga

Sarkar ne bank ke upbhoktaon ko dhyan me rakhkar ye faisla liya hai,

RESERVE BANK OF INDIA

KYA HAI YE NIYAM ?

Ye niyam hai kisi bhi bank aapke kul jama rakam aapka jitna bi ho aapko jitna insured hai utna hi paisa milega ,

is niyam ke antargat pahle bank aapke paise ki garnty matra 1 lakh tak ki hi thi, lekin bank ke account holders ke hit ko dekhte huye sarkar ne deposit insurence and guranty copration act me sansodhan kiya hai,

sal 2020 me sarkar ne isko badhakar 5 lakh rupay kar diya hai,

IS NIYAM SE KYA LABH OR NUKSAN HAI ?

Ye niyam hai account holders ke jama paise ke bare me kisi bhi bank me ek vyakti ke sabhi khaton ko milakar 5 lakh rupay tak ki garanti deta hai,

iska arth ye hua hai ki agar aapne 1 hi bank me 5 lakh rupay ki FD kara rakhi hai or usi bank ke saving account me 4 lakh rupay jama hai,to aise me bank agar diwaliya hota hai, ya bank dub raha hai to aise me aapko kewal 5 lakh tak hi milenge, usse upar ke rupya ka koi garanti nahi Kyon ki aapke bank me aap kitna bhi rupaya jama karo 5 lakh tak insured hain ,

FAYDA

Isme fayda ye hai ki agar bank diwaliya hota hai to aapko kam se kam 5 lakh rupaya to milega ,

isse pahle matra 1 lakh tak hi paisa milta tha

NUKSAN

Is niyam ke tahat aapka paisa agar bank diwaliya hota hai to 5 lakh tak to thik hai lekin usse upar ka rakam aapka gya ,

YE NIYAM KAB LAGU HUA ?

Pahle to matra 1 lakh rupay tak hi insured tha,ye 1 lakh ki sima badlav 1993 ke bad pahli bar kiya gya hai

lekin 4 february 2020 ko ye niyam lagu kar diya ki ab 5 lakh tak insured hai,

KYA HAI ISKA PROSSES ?

Agar koi bank diwaliya hota hai or uski licance radd hoti hai to grahak DICGC niyam ke tahat 90 din ke bhitar 5 lakh rupay bank se wapas le sakte hai,

KYA KAHTE HAIN EXPERT ?

expert ka khana hai ki pichle 50 sal me sayad hi koi bank diwaliya hua ho ,

fir bhi aap apne paise 1 hi bank me rakh kar itna rist kyon uthayen,

DHNYWAD

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